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Personal Finance Calculators on FinanCenter and SmartCalc

By Jim Bruene on February 7, 1997 9:37 AM | Comments

85 Financial Calculators from SmartCalc

Home Buying and Refinancing
1. How much can I borrow?
2. How much will my payments be?
3. How much will adjustable rate payments be?
4. Which is better: fixed or adjustable?
5. Should I pay points to lower the rate?
6. Which is better: 15- or 30-year term?
7. How much should I put down?
8. How much can I save in taxes?
9. What will my closing costs be?
10. Am I better off renting?
11. Am I better off refinancing?
12. What will my refinancing costs be?
13. How can I reduce mortgage insurance costs?
14. Which lender has the better loan?
15. Which loan is better?

Home Equity and Personal Loan
16. How large a line of credit can I obtain?
17. Should I consolidate debts?
18. Should I use a home equity loan instead of an auto loan?
19. How much will my payments be?
20. What will my tax savings be?
21. What will it take to pay off my line of credit?
22. Should I consolidate debts with a personal loan?
23. How much will my personal loan payments be?
24. What will it take to pay off my line of credit?

Auto Calculators
25. Which is better: new or used?
26. How much should depreciation cost me?
27. Should I lease or purchase?
28. Should I finance or pay cash?
29. How much will my monthly payment be?
30. How much should I put down?
31. What term of loan should I choose?
32. Should I use a home equity loan instead of an auto loan?
33. Which is better: a rebate or special dealer financing?
34. How long should I keep a car?

Credit Cards and Personal Loans
35. How important is the interest rate?
36. How will rate changes affect my balance?
37. Is a lower rate worth the annual fee?
38. What will it take to pay off my balance?
39. Should I consolidate debts?
40. Which is better: Flight Card or Low Rate Card?
41. Which is better: Rebate Card or Low Rate Card?

Savings and Investment Calculators
42. What will it take to become a millionaire?
43. How much will my savings be worth?
44. What will it take to save for a car, home, etc.?
45. What will it take to save for a college education?
46. How will taxes and inflation affect my savings?
47. How much difference will the rate make?
48. What's it worth to reduce my spending?

Budgeting Calculators
49. How much am I spending?
50. Should I pay off debt or invest in savings?
51. What will it take to pay off my balance?
52. How much should I set aside for emergencies?
53. How much will it cost to raise a child?
54. What’s it worth to reduce my spending?
55. Should my spouse work, too?

Mutual Fund Calculators
56. What is my return if I sell today?
57. What future return makes selling now worthwhile?
58. What selling price gives my desired return?
59. Should I sell before or after one year?
60. Which fund will have a greater return?
61. Which is better: a load or a no-load fund?
62. How do exchange rates affect my foreign fund?
63. Which are better: growth or income funds?
64. When will I recoup my investment?

Stock Calculators
65. What is my return if I sell now?
66. Should I sell before or after one year?
67. What future return makes selling now worthwhile?
68. What selling price provides my desired return?
69. What is my current yield on dividends?
70. How much do fees affect my return?
71. Which are better: growth or income stocks?
72. How do exchange rates affect my foreign stocks?
73. When will I recoup my investment?

Bond Calculators
74. What is my yield to maturity?
75. What is my yield on coupon income?
76. What is my return if I sell today?
77. How will rate changes affect my bond’s value?
78. What price should I pay?
79. What selling price provides my desired return?
80. What might be my yield-at-call?
81. From a tax standpoint, when should I sell?
82. Which are better: tax-exempt or taxable bonds?
83. Which is better: discount or high coupon rate?
84. Should I buy a zero-coupon bond?
85. Which bond is better?

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