| By Jim Bruene on November 13, 1998 10:55 AM | Comments (0) |
QSpace offers credit report info in three flavors.
Status Report: Since we last reported on QSpace (Oakland, CA) (OBR 8/97 ), the company has rebranded its services as iCreditReport.com and entered into an agreement to be the exclusive credit report provider at Yahoo!
The Product: QSpace has expanded its product line from a single online Experian report to the four products listed below:
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iCreditReport.com Product Line |
|
|
Price |
Description |
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Free |
Credit evaluation self-test (see description right) |
|
$8.00 |
Instant online access to Experian credit reports, archived on the QSpace site for three weeks for the $8 fee; report can be printed by user. |
|
$29.95 |
Single merged credit report (consolidated report using data from all three major credit bureaus). |
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$49.95 |
Annual subscription service that includes one copy of the merged report plus quarterly notifications of any new activity on your Experian file; notifications are made by email and archived on the Web. |
Source: Company, 11/98
New Developments: QSpace launched an affiliates program that will pay referring Web sites 10% of sales generated. Not a bad way to pick up a few dollars.
QSpace added a free service to its line-up.
QSpace’s new free service is the best credit self-analysis we’ve seen. Users select multiple choice answers to 13 questions (below) and receive a 1- to 5-star credit ranking and a few words of encouragement mixed with a sales pitch to buy a credit report. It’s very well done. 8
QSpace’s Free Credit Analysis
1. Have you ever filed for bankruptcy?
2. Do you own a home?
3. What is your current income?
4. How long have you been at your current job?
5. How long have you been at your current address?
6. How long ago did you get your first credit card or loan?
7. What is your net worth?
8. How long ago did you open your most recent account?
9. When did you last miss a loan or credit card payment?
10. How many loans or credit cards have you applied for in the past 6 months?
11. Number of credit cards with a balance?
12. How much do you owe on your credit cards?
13. How much credit do you have available on your credit cards?
Source: Company, 11/98
Contact: I.O.A. Eze is Co-founder & President, ike@qspace.com , (510) 893-1085, www.qspace.com
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