When we first ran this table in 1997, there was a bit more hope that fees for premium services might take hold online. At that time, there were still banks charging $10/mo or more for a package of generic online services. Even though we’ve seen most fees fall by the wayside (except $3-6/mo for pay-anyone bill pay), we still think there is an opportunity for value-added providers to levy fees for premium services along the lines of American Express and Federal Express. Following is our latest thinking on the potential range of fee-based services that could be offered.

Source: Online Banking Report, 7/00        Note: Range of fees provides are for consumers unless otherwise noted; in general businesses are likely to pay far higher fees because timely information on changes in their financial position can have a significant impact on their bottom line