When we first ran this table in 1997 there was a bit more hope that fees for premium services might take hold online. At that time, there were still banks charging $10/mo or more for a package of generic online services. Even though we’ve seen most fees fall by the wayside (except $3-$6/mo for pay-anyone bill pay), we still think there is an opportunity for value-added providers to levy fees for premium services along the lines of American Express and Federal Express. Following is our updated list of potential fee-based services and what you might charge for each.

Source: Online Banking Report, 8/01             

*The fees in the Low column are more appropriate for average consumer users; the fees in the High column are more appropriate for micro and small businesses.