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A History of Banking Innovations

By Jim Bruene on January 5, 2004 2:33 PM

Online Banking Report has covered online banking for nine calendar years beginning in 1995. In that time, we’ve seen the industry go from a premium-priced niche service used by just one of every 300 households to a mostly free, mass-market offering used by one of every three households. Following is a list of the top 25 online banking innovations of all time. There were two additions this year, Online Resources “Money HQ,” at number 15, and PSECU’s Upost@home at number 23.  


Table 12
Top 20 Web Banking Innovations of All Time (North America

Source: Online Banking Report, 12/03

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