« Competitive Comparisons of Services (e.g. Mortgage Rates) | Main | Bill Payment Toolbar from Billeo »

Making Online Chat Pay for Financial Websites

By Jim Bruene on February 14, 2005 4:01 PM | Comments (0)

Aol_chat_xsell_click_to_enlarge After giving AOL for Broadband a try, we decided to switch back to our old $4.95/mo plan we've been on for the last 5 or 6 years. Since it wasn't listed as a choice in the normal pricing plan area, we clicked on the "live chat" button.

Within in few seconds we were live with an AOL rep, and within another minute or two, the rep had us switched back to our old plan. It was a very satisfactory experience.

Action Items
During the chat process we noticed two things that financial institutions should consider adding to their live chat functions:

1. Copy/print button in the lower-right allows users to print or save a transcript of the chat session. A great tool for satisfying the finicky customer who wants a record of their customer service interactions.

2. End-of-the-session cross-sell: After fixing our problem, the chat session automatically presented us with an opportunity to purchase an ancillary service at a special discount. The offer was delivered both in text in the chat window and through a banner above the chat area (click on the screenshot above to see more detail). This could be an effective sales technique so long as it's delivered in the spirit of helping the customer.

--JB

Comments (0)

Most Recent Posts:

Leave a comment

Sponsors

Worklight Yodlee MyBankTracker.com BackBase IntelliResponse Intuit

Events

Research

  • NEW! Bank Transaction Alerts & Streaming: New delivery technologies will change the way users receive and interact with their banking information - Find out more
  • NEW! Mobile Banking & Finance Apps 2.0: A look at the three major smartphone app stores: iPhone, Android, and BlackBerry - Find out more
  • NEW! The Case for Mobile Banking: Ten strategic reasons for investing in the channel - Find out more
  • Online & Mobile Banking Forecast: Current, future and historical usage: 1994 to 2019 - Find out more
  • Making the Case for Person-to-Person Payments: Does mobility provide the tipping point for bank-branded P2P? - Find out more
  • Attracting Small Businesses with Online & Mobile Banking: Underserved segment is prime candidate for alt-delivery - Find out more

 

   

RSS Subscribe via RSS
RSS Subscribe to Comments



Email:


@NetBanker Twitter Feed



See all @NetBanker tweets

Most Recent Comments


Jose commented on Mint.com Traffic Soars Under Intuit Ownership

thebankwatch.com commented on New Online Banking Report Published: Bank Transaction Email Alerts & Real-Time Streaming (Feeds)

ja commented on Making Debit Overdrafts into a Real Service Again

Ray commented on What the Real-Time Web Means for Banking

Emily commented on U.S. Travelers Need Chip & Pin Prepaid Travel Cards

Jodi Torres commented on Online Financial Management Pioneer Wesabe to Shutter its PFM Functions, Open Source its Code