Bank of America is offering $250 for new customers willing to open a checking and savings account. And customers willing to play the "Keep the Change" debit-card game could easily rack up another $20 to $50 or more in freebies with the bank's three-month, 100% match (bonus averages $0.50 per debit card transaction). See our previous coverage here.

Wow! Even adjusting for inflation, that's about 10x the free toaster deal of the 1960s. Here's the link (screenshot below).

There is only one "catch" to the offer. It applies only to consumers outside the bank's sprawling branch network; however, we were able to see the offer no matter what state we entered into the initial screen.

But as long as you live in Nebraska, North Dakota, or other non-BofA states, it's very easy to earn the $250. Just drop $100 in savings and $25 in checking and the bank will triple your outlay. There's no direct deposit or online bill payment requirement, the norm for most online offers. However, the MyAccess checking account is only free if direct deposit is used, otherwise it costs $5.95/mo.

Credit for first posting the offer goes to SlickDeals.net. We saw it first at BankDeals.