Without providing specific dates, Zopa sent an email to its house list today providing a progress report on its upcoming U.S. launch (see inset). The person-to-person lending exchange now expects a national launch rather than the state-by-state approach previously announced.

The company said it's completed its site redesign, underwriting system, ID verification system and product lineup. And signaling the importance of its U.S. launch, Zopa named a new CEO, Doug Dolton, who will run both the U.S. and U.K. operations out of San Francisco.  

The email raised more questions about the exact business model to be employed, saying only that it's "made adjustments to Zopa necessary for launching in the U.S." Zopa has been talking to credit unions about partnering, but no announcements have been made (previous coverage here).