8:45am - Lars from Diversinet is on stage It is the first mobile company presenting today. Different format with live demo with a mobile handset on the big screen. Lars started with demoing the MobileFinance payment wallet. You can send money in a different currency, pick up cash at a local branch, pay someone. They use positive acceptance: the recipient must accept this money. It is hard work, and I would compare the 5-minute format and the effort to run 400 meters. Lars is doing well.

They also provide a digital vault service, accessible on the go. Lars showed a few personal and important doculments like medical info, passport account numbers. One last thing: 2-factor authentification on the phone. No need of tokens anymore. I believe it would improve customer experience, reduce calls to our helpdesks, and minimize the deployment costs.