In previous posts we've announced the innovative young companies participating in our FinovateStartup conference. The entry deadline to demo has passed, so we are able to bring you the final list of 57 young companies showing their latest and greatest on April 28 in San Francisco (see note 1).

There are still a few days left to register for the conference and save $100 compared to last-minute prices. Current Online Banking Report subscribers can save even more. Email info@netbanker.com for more info.

Here's a breakdown of the participants by main subject area with sub-categories in parentheses:

Alt-payments

• CircleUp* (youth, social media, P2P)
• HomeATM (security)
• Moneta*
• Tempo Payments* (debit)

See also, Acculynk (security), Expensify (small biz), Seergate (platforms)

Banking/lending platforms

• Jwaala* (PFM)
• Seergate (alt-payments)
• ZimpleMoney* (lending)

Bill payment

• IOUSOS* powered by Globefunder (small biz, P2P)
• Micronotes* (direct marketing)
• nCore (remittances)

Financial markets (B2B)

• Receivables Exchange* (bill payment)
• SecondMarket* (investments)

Home/real estate

• Home-Account* (tool)
• LowerMyAssessment.com* (tool)

See also, Centrro (search), SmartHippo (search)

Investment management

• AlphaClone
• kaChing*
• Kapitall*
• Portfolio Monkey
• ValueCruncher (tool)
• WeSeed 

Mobile (note 2)

• iBearSoft
• MoBank*

See also, Aradiom (security)

Personal finance management/tools (PFM)

• BudgetPulse
• BudgetTracker
• CalendarBudget
• ChartMechanic 
• GreenSherpa
• Looniesdesk.com
• Mint*
• MoneyStrands*
• PennyMinder
• Rudder
• SimpliFi
• Wesabe*

See also, BillShrink (search), Expensify (small biz), iThryv (youth), Jwaala (platform), OurCashFlow.com (small biz)

P2P lending/credit

• GoalSpring (tool)
• Lending Club* (investments)
• LendingKarma
• Pertuity Direct* (investments)
• Prosper

See also, People Capital (youth/student), ZimpleMoney (platform)

Search/discovery/comparison

• BillShrink* (PFM, tool)
• Centrro* (lending, real estate)
• CreditArray (lending)
• Credit Karma (lending, tool)
• Mozo (lending)
• SmartHippo (lending, real estate)
• Syphr (credit reports)

Security

• Acculynk* (alt payments)
• Aradiom* (mobile)
• Silver Tail Systems
• ThreatMetrix
• Victrio

Small business

• Cooler Inc. * (tool)
• Expensify* (PFM, prepaid debit)
• OurCashFlow.com (PFM)
• Transparent Financial Services (card processing)

Youth/student

• iThryv* (platform, PFM)
• People Capital* (P2P lending)

*Guaranteed to demo live from stage on April 28; nine others will be selected by the audience to demo live in the last session of the day (see note 1).

Notes:
1. Due to time constraints, only 36 companies will demo live on stage April 28, while all 57 companies will be showing their products on the demo floor and be recording demos for later viewing online. 
2. A number of the companies have mobile applications/versions which they may choose to demo at the event.