Every once in a while I stumble onto Facebook, usually by following a link from a credit union or banking site. It happened a few days ago, when I clicked a link in the middle of Visions FCU Rocks, a cool youth banking microsite from Visions Federal Credit Union.

The Visions Facebook page was fine, but it was the little ad in the lower-right that grabbed my attention (see inset and screenshot below).

PerkStreet Financial, which has perhaps the richest debit-rewards program in the nation, with 1% to 2% cash back, is targeting USAA customers who just lost their debit card rewards program altogether. The landing page (see screenshot below) does a good job laying out the financial benefits and funneling visitors to the online app.

Bottom line: It's a good time to tout debit card rewards, if you are sure you are keeping it. And targeting USAA customers specifically seems worth testing.

But if I was a USAA customer doing whatever people do on Facebook, I think I would find the, "Your USAA Account Changes" headline vaguely misleading. It might be better to use a headline more like the first sentence of the ad, "USAA is ending debit card rewards" or even, "Be glad USAA ended debit rewards."  

That's it for my attempt at teaching "headline writing 101." Class dismissed. Have a great weekend.  

PerkStreet Financial targets USAA customers with Facebook ad (12 July 2011)

PerkStreet landing page (link)