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New OBR Published: Money 3.0

By Julie Schicktanz on February 5, 2014 9:44 AM | Comments
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The report, Money 3.0: Payments Go Mobile examines the evolution of money beyond cash, check and credit cards. We also take a look at the biggest story in payments over the past six months, the rise of bitcoin. If you believe the proponents, we’ve been witnessing the founding of the “internet for money.” 

That may be true, but like Napster when it created the “internet for music” there will be substantial push-back from existing players. And this time, legacy providers will have the full support of the government to keep the newcomers in check. 

But as the music industry changed post-Napster, we expect the rise of bitcoin, and digital financial transfers in general (especially mobile), to have lasting impact on the financial services industry. The rapid rise of mobile payments at PayPal, the original alt-payments disrupter, illustrates the speed of change in the space.

This report looks at the latest developments and recommends potential courses of action for financial institutions of all sizes.


About the report
Money 3.0: Payments Go Mobile (link)
Apple, Bitcoin, & mobile apps are changing the game. What’s a bank to do?

Author: Julie Schicktanz, Research Analyst
Editor: Jim Bruene, Editor & Founder

Published: 4 February 2014

Length: 36 pages

Cost: No extra charge to OBR subscribers, US$395 for others here


Report excerpt:


A look at Fidor Bank's recent involvement in bitcoin:

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